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Men Planning for Retirement

Changing Meanings of Preretirement Planning

Gettysburg College, Gettysburg, Pennsylvania

James W. McNally

University of Michigan, Ann Arbor

Using data from 69 in-depth interviews, the authors examine how men define financial planning and preretirement planning. The analyses show that younger men are less likely than older men to actively plan for retirement, and a clearer distinction is made between financial planning and preretirement planning. The results also show that the meanings of the two phrases overlap as one ages and that financial habits change over the life course. Understanding the changes over the life course would ensure that successful programs aim at securing financial security at older ages.

Key Words: retirement • savings • pension • financial planning • life course

This version was published on November 1, 2008

Journal of Applied Gerontology, Vol. 27, No. 5, 588-608 (2008)
DOI: 10.1177/0733464808321885


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